Medical and Dental Insurance Information
- De Anza College
does not provide student health insurance (except international students
with F-1 Visas who are required to have health insurance).
- The mandatory
health fee students pay each quarter is NOT health insurance.
- De Anza College
Health Services has information about, but does not endorse, several
medical, dental and vision insurance plans. Information about these
plans can be obtained at Health Services or by contacting each company
directly at the following e-mail addresses or phone numbers. Note
that neither Blue Cross/Blue Shield nor Kaiser are student plans.
- Blue Cross/Blue
Shield
- www.bluecrossblueshield.com
- Mallory
& Associates (408.247.1166) are local Blue Cross/Blue
Shield brokers who can help you to determine which plan is
best for you.
- California
Dental Network Student Dental Plan by Alumni Insurance Agency
& Administrators
- Community
College League of California's Domestic Student Health Insurance
Plan
- Kaiser Permanente
- SmileChoice
Student Dental Plan by Golden West
De
Anza College Student Team/Accident Insurance
- Available to
all registered students.
- Can be utilized
if you are hurt while on campus or during a sponsored athletic event.
- Is a secondary
insurance to your own insurance policy; will act as your primary insurance
if you do not have insurance.
- Has a $100 deductible
(meaning that you are responsible for paying the first $100 of any
medical expenses).
- For more information,
or to fill out the paperwork, visit Health Services, located in the
lower level of the Campus Center, or call 408.864.8732.
Tips
for Buying Health Insurance
Read the entire
brochure carefully. Pay special attention to:
- List
of exclusions (what is not covered under the plan)
- "Pre-Existing
Condition" clause. A pre-existing condition is an illness
or medical condition that has been previously diagnosed. Most
insurance companies won't cover a pre-existing condition until
you have been enrolled for at least 6 months.
- When the
benefits begin and end.
- Who and where
you can be treated. Some insurance policies have a specific "network"
of health care providers to whom you can visit. If you go to someone
out of the network, you may be responsible for paying a bigger
portion of the bill.
- What portion
of any medical expenses you will be responsible for paying.